Question 1

Is health insurance necessary if I'm young and healthy?

Accepted Answer

Yes, health insurance is important even if you're young and healthy. It protects you against unexpected medical costs and ensures that preventive care services are covered.

Question 2

What's the difference between term and whole life insurance?

Accepted Answer

Term life covers you for a set period, while whole life is permanent and builds cash value over time.

Question 3

At what age should I start thinking about long-term care coverage?

Accepted Answer

It's wise to start thinking about long-term care coverage in your 50s or earlier, as premiums are generally more affordable at that age.

Resources

Featured Guides

Guide to Health Insurance Basics

Life Insurance Myths vs Facts

Planning for Long-Term Care Costs

Video Tutorials

How to Compare Health Plans in 10 Minutes

What is Life Insurance?

Life Insurance 101: Term vs Whole Life

Downloadable Resources

Health Insurance Glossary (PDF)

Budgeting for Long-Term Care (Spreadsheet)

Questions to Ask Before Buying Life Insurance (Checklist)

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Julio's Policy Path?

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